Accessible Merchant Capital

Faster Funding Decisions
Up to $250,000 within 24hours

New customers


Work directly with the funding source!

  • Highest Approval Rates
  • Flexible repayment options
  • No hidden fees
  • No collateral
  • Industry Leader
  • Credit is not a
  • We work with all
    credit card


What is a Merchant Cash Advance?

A Merchant Cash Advance is not a loan but a purchase of future credit card receivables, also know as receivable factoring.

How does a Merchant Cash Advance work?

A Merchant Funding Services focuses on the average monthly credit card processing volume for Visa and MasterCard. Using this monthly average along with other general inquires we advance cash to business owners based on future Visa and MasterCard sales. Merchants receive a lump sum amount in return for a percentage for their future Visa and MasterCard sales.

What information is used to evaluate if I qualify?

Qualification is determined by looking at your monthly Visa and MasterCard processing sales over a small period of time. Based upon your average monthly transaction amount, we are able to make an offer to provide you merchant capital.

How long does the process take?

Unlike a traditional bank, we are able to make funding decisions must quicker. We are able to do this because the criteria we look at is different than a bank. Approval takes place within a few hours to a 2 hours max; and funding takes place within 72 hours from approval.

How much can I expect to receive?

We make cash advances from $25,000 to $250,000. Depending on your Visa and MasterCard sales, you could receive up to 100% of your processing volume. Please note that we are currently only compatible with certain bankcard services. We may need you to switch to one of our current credit card processing services. These include merchant credit card processing services from Crescent Credit Card Processing Services or UBC Merchant Accounts.

How do I pay the merchant capital back?

Our goal is to provide you with the merchant capital you need without putting undue strain on you and your business to pay it back in an unreasonable fashion. You pay back the merchant capital once per month, as a percentage of your monthly processing amount. There is no set time limit.

How much of my monthly Visa and MasterCard sales will be deducted t repay the merchant capital provided to me?

The percentage we reserve varies depending on the results of our underwriting. Keep in mind our Merchant Cash Advance program offers the lowest offer rates in the industry.

Does the owner of the business need personal collateral for the Merchant Funding Services ?

No, there is no personal collateral required to receive a Merchant Cash Advance.

How do I get started?

The best way to begin the application process is by filling out the online application.